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Does Insurance Cover Inpatient Rehab?

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If you or a loved one are faced with drug and alcohol addiction in crisis mode, it is clear that it is time to seek help. While you just want your loved one or yourself to enter straight into treatment and start the healing process, it is important to thoroughly understand the treatment and the costs involved to make sure you are getting the best treatment option possible.

If you need help with drugs and alcohol, inpatient rehab is often the best choice. You may be wondering what exactly inpatient rehab is, and will your health insurance cover the costs involved with your stay and treatment?

What is Inpatient Rehab for Drug or Alcohol Addiction Treatment?

Inpatient rehab is known to be the most effective treatment option that you can receive for drug and alcohol addiction. You can pack up your things and move into the inpatient rehab facility for an average of 90 days. Your stay will be very busy with various treatment aspects each day.

Your day-to-day inpatient rehab stay will include:

  • A well-balanced diet with healthy meals and snacks
  • Individual therapy will offer you one-on-one sessions with a counselor or therapist
  • Regular checkups with your primary Doctor or a nurse to ensure your health and are comfortable in your treatment
  • Regular meetings with a psychiatrist to adjust any medications you may be on during your treatment
  • Group meeting to help you share your personal experience with addiction with others in similar situations
  • Healthy living exercises such as; art, recreation, sports, meditation, and yoga. It is your choice if you want to take part in these activities; they may help to make your stay enjoyable.

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Will I Go Through Detox While in an Inpatient Rehab?

Each inpatient rehab facility is different, some do include detox in their patient’s treatment plans. The detoxification process will cleanse the body of the chemicals and toxins associated with drug or alcohol use. The detox process occurs in the beginning stages of treatment, where you will withdraw from the effects of drugs or alcohol. Your Doctor may prescribe you medication during this time to help you manage your withdrawal symptoms and allow you to detox more comfortably.

Some patients may require more services during detox than the inpatient rehab can provide. You may be admitted to a hospital to go through a rapid detox process to ensure your health and safety. You will then return to the inpatient treatment facility once you are over the initial withdrawal period.

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If you or a loved one are ready to overcome drug or alcohol abuse, our addiction specialists are here to guide you through every step. Many of our dedicated staff members are in long-term recovery themselves and understand firsthand the challenges of the recovery journey. This personal experience, combined with our professional expertise, allows us to offer compassionate, effective support tailored to your unique needs.
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How Am I Going To Pay for Rehab Treatment?

Everyone has a different financial situation. The care you receive should not e affected by how much money you do or do not have. Regardless of if you do or do not have health insurance, there is an inpatient rehab option for you.

If you have insurance, it is important to know your policy. Be aware that all insurance policies work differently and may change yearly. The inpatient rehab center you choose will have trained counselors to help you determine your coverage and get you the treatment you need.

Private or Government?

Private inpatient rehab facilities accept nearly all insurance plans, your policy could cover up to $40,000 monthly to ensure you get the appropriate treatment. The facility you choose will have a list of insurance companies accepted. If by some chance your insurance is not accepted or your policy does not cover your treatment, many private rehab facilities offer payment options, they want to help you get sober and healthy without cost as a concern.

Government inpatient rehab facilities will work with you. You will get the treatment you need in a government inpatient rehab regardless of if you have insurance, no insurance, or a state aid program such as Medicaid. Be sure the facility has the treatment that best suits your needs, do not just look at the price.

Dr Kate Smith

Clinical Reviewer

More about Dr. Kate Smith

Dr. Kate Smith is a licensed professional and has worked in the mental health and substance abuse disorder fields for over 10 years. She earned her bachelor’s degree in Social Work from Florida Atlantic University, graduating magna cum laude from her class. She obtained her Masters in Social Work (MSW) at Barry University in an accelerated program.

More about Dr. Kate Smith

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Quit Alcohol’s helpline is a private and convenient solution for those seeking treatment for addiction or mental illness. Calls to our helpline (all non-facility specific numbers) will be answered by a caring rehab advisor from Treatment Addiction Solutions or one of our verified treatment partners. Calls are routed based on geographic location and will help you navigate:

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