ComPsych insurance is the world’s largest provider of Employee Assistance Programs. They service more than 130 million individuals and 60,000 organizations. Their plans include coverage for substance abuse treatment and mental health counseling.

Navigating insurance coverage for rehab can be a daunting task. If you’re worried about the costs associated with addiction treatment, know there are many ways to pay for treatment, and most treatment centers offer payment plans. Additionally, the Affordable Care Act made it mandatory for insurance companies to provide coverage for alcohol addiction treatment and other mental health conditions. As a result, you might have improved access to behavioral health treatment. This includes Medicaid, Medicare, private coverage, military insurance, and state health insurance. If you qualify, these options, coupled with other insurance types, can assist you in additional financial support for alcohol rehab. To see if your insurance will pay for your treatment, check your insurance coverage here.

In this guide, you’ll learn which addiction treatment benefits are available through the ComPsych professional treatment provider and the various plans they offer.

Does ComPsych Cover Addiction Treatment and Alcohol Rehab?

Yes, many ComPsych insurance plans cover addiction treatment.

Most ComPsych insurance cover plans include some or all of the below addiction treatment services:

  • Inpatient Rehab
  • Outpatient Rehab
  • Detox
  • Group Therapy
  • Individual Therapy
  • Psychiatric Evaluation and Management
  • Medical Evaluation and Management
  • Assessments and Screenings
  • Wellness and Prevention Services

Does ComPsych Cover Out-Of-Network Treatment?

Yes. ComPsych insurance plans cover up to 60 percent of costs for out-of-network addiction treatment and substance use disorder treatment.

Detox with ComPsych

ComPsych might cover up to 80 percent of costs for in-network medical detox and up to 60 percent of costs for out-of-network.

ComPsych Mental Health Services

ComPsych insurance coverage services can address various mental health concerns commonly associated with substance abuse, including depression and anxiety, potentially through a licensed clinical social worker.

How Many Rehab Stays Will ComPsych Cover?

ComPsych might cover up to 180 days each year – some plans might cover fewer days or more days.

Which Rehab Centers Accept ComPsych Insurance?

There are several alcohol rehab centers in the U.S. that accept ComPsych Insurance. Contact us today to find out which ones are available near you.

Inpatient Treatment Coverage with ComPsych

The following inpatient rehab services might be covered, depending on your ComPsych insurance plan:

  • Screenings and Assessments
  • Psychiatric Evaluations
  • Individual Therapies
  • Medical Examination and Treatment
  • Detoxification
  • Inpatient Rehab Stay
  • Aftercare Services

Outpatient Treatment Coverage with ComPsych

The following outpatient rehab services might be covered, depending on your ComPsych insurance plan:

  • Partial Hospitalization (PHP)
  • Intensive Outpatient (IOP)
  • Group Therapy
  • Individual Therapy
  • Psychiatric Evaluation and Management
  • Assessments and Screenings

Insurance Plans Available Through ComPsych

Insurance plans through ComPsych are provided to employers and organizations as a way for them to offer insurance to their employees. ComPsych plans cover up to 80 percent of in-network costs and up to 60 percent of out-of-network costs. Individuals must be pre-authorized before receiving addiction treatment. Residential rehab facilities are not covered under ComPsych plans.

Will Receiving Treatment at an Alcohol Rehab Facility Cause My Insurance Premium to Increase? 

No. In fact, it is illegal for any insurance provider within the U.S. to increase insurance premium rates as a result of receiving treatment at an alcohol rehab facility.

Do I Need a Referral To Receive Substance Abuse Treatment? 

Yes. ComPsych insurance requires its members to visit a ComPsych-approved counselor for a minimum of five sessions in order to determine which type of substance abuse treatment is necessary. In addition, individuals might also need a referral from their primary care doctor.

Addiction Resources with ComPsych

ComPsych strives to provide seamless behavioral health care through its various insurance plans. They have an extensive in-house team of experts and an innovative model of quality care to ensure members receive access to the addiction treatment they need. They also offer:

  • Full integration with EAP and work-life services
  • 24-hour pre-certification
  • Industry-leading claims administration
  • Worldwide network for easy access
  • Comprehensive reporting of program outcomes

Additionally, their DisabilityAssist services help to address behavioral health issues that can complicate disability claims while also helping an employee successfully return to work.

Paying For Alcohol Rehab Without Insurance?

If you’re paying for alcohol rehab without insurance, it can feel overwhelming at first. However, you do have options. Some of these options include applying for grants and scholarships, applying for credit, and borrowing money from friends or loved ones. You might even consider withdrawing money from savings or starting a Kickstarter campaign.

Seeking treatment for alcohol rehab can help with more than just alcohol addiction but also for dual diagnosis treatment, such as anxiety disorders. Whether you need residential treatment, alcohol rehab treatment programs, a treatment facility near where you live, substance use disorders, and/or mental health issues, there are ways to pay without insurance providers. For help finding a treatment facility, contact us.