Cost is a major issue for many people who may be struggling with drug addiction and considering treatment. It is normal to be concerned about the cost of rehab, especially if you’re dealing with financial issues simultaneously, which puts you in a catch-22 situation. There can be a lot of details that you will have to go through before entering a treatment facility, and the cost seems to be the top of it all, along with making sure various aspects of your life can be placed on hold or cared for while you are gone. When you have health insurance and you are working out all the initial details of your treatment costs, you may find that you will have other expenses that the insurance company may not cover. This can be a lot to deal with during such a trying time in your life.

The rehab advisors at Quit Alcohol can tell you if your insurance plan will cover the costs associated with addiction treatment. Simply fill out our brief insurance verification form. If you do not have insurance, we can help you understand the treatment options available to you based on your unique needs and budget. When you call our FREE helpline at (888) 673-9346, a rehab advisor is available 24 hours a day, 7 days a week to listen to you, answer your questions, and provide the support that you need—all 100% private and confidentially.

Understand The Cost Associated With Rehab?

The cost of alcohol and drug addiction treatment programs depends on many factors, such as location, level of care, and more. Some rehabs offer free treatment, while others can cost thousands per day. Rehab programs listed as ‘luxury rehabs’ or ‘executive plans’ boost the likelihood of being more expensive for most people except those who are willing to spend a lot out of pocket. However, regardless of your budget, there is help available. The opportunity to attend drug and alcohol rehab is available to anyone who understands the resources available to help them.

What Affects Rehab Costs?

As stated above, the principal factors that will affect how much you can expect to pay for rehab include geographical location, length of the program, the type of program, and the amenities. For instance, there are parts of the country where rehab is more expensive for various reasons.

There is a big price difference if you decide to go for outpatient or inpatient treatment as well. Outpatient treatment is understandably less expensive since fewer resources are used. However, it might not work as well, as you’ll be left to your own devices for most of the day. Inpatient treatment is more expensive, but you’ll be in a controlled environment and have constant support around you.

Amenities are also to be considered as they will greatly differ depending on the drug rehab. Some treatment centers resemble resorts in many ways, so you will have to be ready to pay a premium for that. Some will have the bare minimum but will still be functional and have great staff, so you can’t assume that a more expensive center will be better.

The goal is not always for you to be as comfortable as possible, but to kick your addiction, so you should be concerned more with the kind of results the treatment center has instead of asking whether it has a spa or how big the pool is.

Another factor that is overlooked is the type of addiction that you have. Treatment for opioids will not be the same as something like alcohol addiction since medication might be prescribed, and it can be very expensive.

Alcohol and Drug Addiction Treatment Programs and Costs Associated

If you or a loved one are faced with a drug or alcohol addiction in crisis mode, it is clear that it is time to seek help. While you just want your loved one or yourself to enter straight into clinical services and start the healing process, it is important to thoroughly understand the right course for treatment and the costs involved to make sure you are getting the best treatment option possible.

The level of care at a treatment facility will affect the cost associated with addiction treatment. Types of treatments offered can also differ based on the addictive substance. In addition, other variables contribute to the cost of addiction treatment, such as the rehab location, length of stay, amenities, clinical services needed, and any co-occurring mental health conditions.

Medical Detox/Outpatient Detox

Supervised medical detox is the first step toward recovery for those struggling with drug or alcohol addiction. This process takes place under the supervision of medical professionals as a person rids the body of drugs, alcohol, and other toxins and can take about 7-14 days. The detoxification process essentially cleanses the body of the chemicals and toxins associated with drug or alcohol use. The detox process occurs in the beginning stages of treatment, where you will withdraw from the effects of drugs or alcohol. Your doctor may prescribe you medication during this time to help you manage your withdrawal symptoms and allow you to detox more comfortably.

As stated above, different medications are often utilized during medical detox to reduce or eliminate withdrawal symptoms, and these medications come at a cost. For example, antidepressants are generally prescribed during detox to mitigate frequent sadness symptoms Benzo’s are also occasionally used to relieve paranoia and anxiety and overall calm individuals during medical detox.

Medical detox for drugs such as opiates and methadone typically costs around $1,000 to $1,500 in total. However, the exact cost will depend on the alcohol or drug addiction being treated. Substances such as heroin or cocaine with hazardous side effects will require more thorough monitoring and medications, thus, may cost more. For example, heroin users may be inclined to participate in medication-assisted treatment to relieve cravings and physical symptoms that frequently prompt relapse.

Some individuals partake in rapid detox, which is recognized as a “quick-fix” solution to addiction. While we do not advise users to participate in rapid detox, as it can be extremely dangerous and painful, the cost of rapid detox can be as high as $10,000, and most insurance companies will not cover any portion of it.

Residential Treatment/Inpatient Programs

If you need help with drugs and alcohol, inpatient rehab is often the best choice to start following medical detox. Although some inpatient drug rehabilitation facilities include detox in their patient’s treatment plans, some patients may require more services during detox than inpatient rehab can provide. In those cases, some treatment facilities admit patients to a hospital to undergo a rapid detox process. Following detox, they return to the inpatient treatment facility. All that said, you may be wondering what exactly inpatient rehab/residential treatment even is and if your health insurance will cover the costs involved with your stay and treatment.

Residential treatment programs provide patients with 24-hour medical care and support while working to overcome their substance use disorders and associated mental health disorders. During residential treatment, patients pursue different therapies to confront the challenges of conditions related to substance use disorders, alcohol abuse, and more. Inpatient rehab is known to be the most effective treatment option that you can receive for drug and alcohol addiction. You can pack up your things and move into an inpatient rehab facility for 30-days to 180-days and beyond. Your stay will be very busy with various treatment aspects each day.

Your day-to-day inpatient rehab stay will include:

  • A well-balanced diet with healthy meals and snacks
  • Individual therapy will offer you one-on-one sessions with a counselor or therapist
  • Regular checkups with your primary doctor or a nurse to ensure your health and comfort during your stay
  • Regular meetings with a psychiatrist to adjust any medications you may be on during your treatment
  • Group meetings to help you share your personal experience with addiction with others in similar situations
  • Healthy living exercises such as; art, recreation, sports, meditation, and yoga. It is your choice if you want to take part in these activities; they may help to make your stay enjoyable.

The intensive therapeutic services offered in residential treatment require patients to live at a drug rehabilitation facility, thus having costs associated with room and board, food, and amenities offered. While in residential treatment programs, patients have access to more resources, tools, and support than those who only participate in individual therapy, group therapy, family therapy, or an outpatient program alone.

This level of care is the most intensive substance abuse treatment option and is suitable for those struggling with moderate addictions or severe addiction. Generally, inpatient facilities provide many evidence-based treatments to address a wide range of drug and alcohol use disorders. An inpatient program includes a combination of individual therapy, group therapy, family therapy, and other forms of ongoing medical care and drug addiction treatment to help facilitate recovery. Other therapeutic services often incorporated in disorder treatment include experimental therapies such as equine-assisted therapy, art therapy, or wellness activities. In addition, many programs now incorporate holistic treatments such as yoga therapy, meditation, acupuncture, and more to foster whole-patient healing.

The approach of the unique inpatient rehab treatment program may differ based on the patient’s issues as well as the medical professionals at the treatment centers that are providing the drug or alcohol treatment services. Tens of thousands of individuals attend drug and alcohol rehab each day despite the cost. Depending on the addiction rehab you choose to attend, costs will vary. Research suggests that most residential rehab programs range in cost between $6,000 and $20,000 for a 30-day program. For those needing longer stays, such as 60-day or 90-day treatment, on average, costs can range between $12,000 to $60,000.

Outpatient Programs – Partial Hospitalization/Intensive Outpatient Care/ Outpatient Treatment

Outpatient care is the best option for those who can not put their life on hold while seeking treatment. Outpatient services will hold similar aspects to inpatient services, except that you can return home each night. This is a great option for parents and those who are invested in their careers. Each day you will be expected to take part in an 8-hour treatment program within the rehab center; treatment may include:

  • Individual therapy as one-on-one sessions with a therapist or counselor
  • Drug check-ins with a counselor
  • Checkups with a doctor or nurse to ensure your health and comfort
  • Pharmaceutical therapy with regular medication adjustments
  • Group meetings to share your personal experience with drugs or alcohol in a group setting, similar to that of an AA or NA meeting.
  • Healthy living exercises and activities that promote sobriety, such as art, sports, meditation, and yoga.

Outpatient detox is an option at some outpatient rehabs. Outpatient detox allows patients undergoing an outpatient rehab program to detox from drugs or alcohol in the comfort of their homes. Their doctor will prescribe them medications to help reduce withdrawal symptoms and cravings and allow the patient to overcome temptation while at home. The biggest cause of relapse is uncontrollable cravings, so it is important to take your medication as prescribed to help keep you sober.

For those with more severe drug or alcohol addiction entering into an inpatient detox program will be the best option. Once they have overcome the withdrawal period, they will be allowed to return home and make their daily outpatient rehab meetings.

Outpatient programs such as partial hospitalization (day treatment), intensive outpatient programs, and standard outpatient programs are generally less expensive as they are considered lower levels of care. That said, there are fewer amenities offered when utilizing outpatient services alone. Outpatient drug and alcohol treatment programs are great for those stepping down from other levels of care or those in need of supplementing their recovery. Outpatient treatment programs are often used throughout recovery when patients feel they need additional support.

Partial Hospitalization Program (PHP)

Those participating in partial hospitalization receive comprehensive treatment services and medical monitoring during the daytime. At night they return to their sober living housing. While in a PHP for substance abuse treatment, patients spend the majority of their time in treatment participating in individual therapy, group therapy, or family therapy to strengthen their addiction recovery

Intensive outpatient program (IOP)

Intensive outpatient programs have grown in popularity due to their flexibility, convenience, and affordability. Unlike residential rehab, this level of care does not require a patient to live at a drug rehab to receive substance abuse treatment. With outpatient services, patients can stick to much of their normal routine while receiving outpatient treatment. This alcohol and drug addiction treatment program is ideal for those looking to step down from a higher level of care or add additional support to their recovery.

outpatient program (OP)

Outpatient substance abuse treatment programs provide safe and supportive settings for comprehensive substance abuse services. An outpatient rehab will generally include counseling, medication education workshops, life skills education, and holistic and evidence-based therapies. This will, of course, vary based on the treatment center you attend but generally speaking, drug rehabilitation services include a combination of counseling services and workshops to strengthen recovery. For information on a specific outpatient rehab, you can contact them directly or ask our rehab advisors for assistance.

The above outpatient addiction rehab programs are encouraged for mild to moderate addictions and are cheaper than inpatient programs. An outpatient rehab facility’s pricing ranges from $5,000 to $10,000 in cost for a 90-day program. The price will vary based on the amount of time spent in treatment each week as well as how many hours per day.

Alcohol and drug rehab costs should not get in the way of getting the addiction treatment you need. Our rehab advisors are here to help you navigate costs associated with substance abuse treatment, understand addiction treatment options available to you, and provide you with support throughout your journey to getting started at an addiction rehab.

How Much Does Rehab Cost if I Have Health Insurance?

It is great that you are ready to start your addiction recovery. Now you are concerned with how much rehab will cost if you have insurance. You are very fortunate in having health insurance to assist you in paying for rehab, this will keep your out-of-pocket expenses relatively low, making your treatment very affordable. As you know, rehab is not cheap, but it is well worth every penny spent for the end result of a sober, happy, and healthy you.

When purchasing health insurance, your policy may not include drug and alcohol rehab services coverage. Unfortunately, this is why so many insurance companies do not cover the full cost of treatment services. However, there are often loopholes where your insurance will cover some of the services. Some treatment services may be covered under mental health benefits. However, some may limit coverage to outpatient services.

Your out-of-pocket costs after your health insurance has paid for a portion of your rehab stay will differ as each policy is different with the insurance company, as well as the rehab facility’s price for treatment services. There are so many different types of health insurance companies; HMO health insurance, PPO health insurance, Medicare, Medical Discount plans, Medicaid, and many more. Some of these health insurance policies will require you to pay a co-pay. This is a flat rate payment that will be specified by your insurance company. Some insurance companies only cover a certain percentage of the drug rehab, requiring you to pay the other portion. As an example, if your insurance company is paying 75% of treatment costs, you will be required to pay the other 20% out of pocket. We encourage you to contact our rehab advisors to help determine your eligibility and navigate your benefits. The rehab facility you are interested in entering will also be able to help you in determining your coverage, as well as offer you other financing options to ensure you get the care you need to overcome your addiction.

If you’re worried about the cost of drug or alcohol addiction treatment, know that the Affordable Care Act made it mandatory for insurance companies to provide coverage for drug and alcohol addiction treatment and other mental health conditions. As a result, you might have improved access to behavioral health treatment. This includes Medicaid, Medicare, private coverage, military insurance, and state health insurance. If you need assistance in understanding your drug abuse treatment options, reach out to our rehab advisors online or by calling our FREE helpline at (888) 673-9346.

Ways to Pay for Drug Rehab Without Insurance?

If a friend or family member is suffering from an alcohol or drug addiction, it’s always a good idea to contact our rehab advisors. Unfortunately, people often spend weeks and months deciding whether they should go to rehab.

If you or your loved one doesn’t have insurance, don’t let it stop you from getting treatment. Some treatment centers offer different fees based on what you can afford. Some offer financing options, and you have state and private resources that could help you get free or inexpensive treatment. Some examples include the AA, Secular Organizations for Sobriety, and SMART Recovery, just to name a few.

The cost of drug rehabilitation is typically the number one thing that holds people back from seeking treatment. The complex processes, extensive facilities, and expensive medicines affect the pricing. Luckily, an array of coverage and financing opportunities are available to help cover the costs associated with drug or alcohol addiction treatment. exists to help individuals navigate their treatment options and find treatment solutions based on their unique needs, budget, and location.

Let’s take a closer look at the top ways you can pay for drug rehab without seeking insurance plans:

1.) Explore Financing Options

A great way to enroll in a drug abuse treatment plan if you lack adequate funds is by contacting the rehabilitation center you’re interested in. Once they pick up, you can ask staff members about their financing plans.

One of the pros of financing is that the first payment typically comes after the substance abuse treatment plan finishes. Some rehab centers even offer patients a six-month grace period to seek a job, settle, and earn an adequate amount before payments are due.

If the rehab facility you want to attend lacks financing plans, they may boast other options to assist you in paying the cost of drug rehab. Keep your primary focus on connecting with the right treatment plan and allow the facility to help you find the best financing plan. If you have questions related to financing options, our rehab advisors are here to help. We work with various treatment facilities that can help you whether you have substance abuse coverage or not.

2.) Apply for Credit

Another great way to pay for an addiction rehab program is by taking out healthcare loans and special healthcare-dedicated credit cards that offer deferred interest rate credit cards for healthcare expenses, including substance and mental health treatment.

These are excellent since they don’t allow you to spend the provided money on anything except substance abuse coverage. So it helps reduce the risk of you spending funds on something unhelpful a whole lot less.

If you apply for a regular credit card, make sure you apply for a credit card with a low-interest rate; otherwise, this can make your payments more significant than you might anticipate.

3.) Applying for Grants and Scholarships

Substance Abuse and Mental Health Services Administration (SAMHSA) offers individuals grants if they lack the necessary funds but need to enroll in a treatment plan immediately. You can check out the SAMHSA website to determine the requirements for receiving grants. You may connect with the rehab facility to check whether they’re offering gifts at the time.

While scoring grants for addiction treatment is an exhaustive process, it’s an excellent way to get into rehab treatment plans for free. At the same time, you can reach out to local rehab centers around your home to question whether they provide scholarships and grants to offer coverage for rehab.

4.) Tap into Savings

It may break your heart to take out your life savings for something you didn’t intend it for. But if you fail to make this investment now, you might end up making potentially worse financial decisions in the near future. Trust us; your future self will be proud of you for using this money on rehab.

5.) Borrow Money from Loved Ones

Before turning to any platform or financing options, you should consider asking your family members for a loan. Ensure they know it is a repayable loan that you will return upon completion of treatment and settlement.

If you’re always tight on budget, it’s best to avoid requesting money from someone you owe. In contrast, if you’re suffering from a roadblock and you don’t typically borrow money, take the opportunity to request a loan.

A good idea is to explain that this is an investment for your future. Once you achieve long-term recovery, you’ll be able to unlock your hidden potential. Consider buying a special gift for your loved one before returning money as a way to say thank you, as long as you can afford it.

6.) Raise Funds

There are specific ways you can raise funds to pay for drug rehab. One excellent way of doing this is by selling some of your belongings or kick-starting an online fund on online platforms.

People suffering from substance use should instantly seek professional help. While it may be scary initially, you should keep in mind that rehab is a positive and rewarding experience in the long run. Facing your fears can be challenging; however, you mustn’t let your fears stop you from seeking the help you need. With the ideal treatment plan, you can become the best you and achieve your dreams.

Moreover, you can find several alternatives to make treatment more affordable and accessible for a commoner. But the journey doesn’t end with the initial treatment; you require multiple follow-up treatments to prevent the chances of relapse.

Therefore, most drug rehabs host follow-up programs to help patients navigate their day-to-day lives. These aftercare programs typically include classes for the patients, additional counseling, and meetings. At the same time, the patient may decide to live in a sober living facility with other people recovering from addiction. Most patients conduct therapy sessions regularly to keep them accountable.

For help determining treatment options available to you, contact our rehab advisors online or by calling our FREE helpline at (888) 673-9346.

Private or Government?

Private inpatient rehab facilities accept nearly all insurance plans, your policy could cover up to $40,000 monthly to ensure you get the appropriate treatment. The facility you choose will have a list of insurance companies accepted. If by some chance your insurance is not accepted or your policy does not cover your treatment, many private rehab facilities offer payment options, they want to help you get sober and healthy without cost as a concern.

Government inpatient rehab facilities will work with you. You will get the treatment you need in a government inpatient rehab regardless of if you have insurance, no insurance, or a state aid program such as Medicaid. Be sure the facility has the treatment that best suits your needs, do not just look at the price.

Simplifying The Process

Everyone has a different financial situation. The care you receive should not be affected by how much money you have. Regardless of whether you have health insurance, there is an inpatient rehab option for you.

If you have insurance, it is important to know your policy. Be aware that all insurance policies work differently and may change yearly. You do not need to deal with the headache of finding out just how much your insurance company will cover when looking for a rehab facility. We are here to help you navigate your plan’s benefits, determine what kind of coverage you have and how much it will pay towards your treatment. The best thing that you can do is to give your insurance information to our rehab advisors through our insurance verification form or by calling (888) 673-9346.

Most rehab facilities offer this service individually to make the intake process as easy as it can be for you. However, if you are unsure of where you want to attend treatment, starting with our free service can shed some light on the options available to you. There is no reason for you to stress about where to attend treatment, what level of care is needed, or anything in between, your focus should solely be on sobriety. Our rehab advisors will do everything they can to get all of the details of your policy coverage, to know what you will have to pay out of pocket and help point you in the right direction.

Taking Matters Into Your Own Hands

You do not need to give out your information to the rehab center, this is not a requirement until you are ready to commit to treatment. If you choose to, you can contact our team to verify your policy coverage for rehab or your insurance company directly. Both will give you the benefit of getting a list of rehabs that are in-network with your health insurance plan, which will help you to spend little to nothing out of pocket for treatment.

Get The Answers You Need To Get Treated

The point is you want to know how much rehab will cost you, even with your insurance. The best place to start is to call our free hotline at (888) 673-9346 to speak with a rehab advisor who will answer your questions and provide the support that you need to start addiction recovery. You may have full coverage, a percentage covered, or a co-pay. Make the call to find out and start your treatment today.