If a friend or family member is suffering from an alcohol or drug addiction, it’s always a good idea to put them in contact with a rehabilitation center. Unfortunately, people often spend weeks and months deciding whether they should go to rehab.
It is typically challenging to seek medical help for mental illnesses and addictions because of the stigma attached to them. According to in-depth research, alcohol use disorder is the 18th most stigmatized condition in the world. Certain gains have been made to reduce the stigma, i.e., public education about addictions and mental health.
Regular seminars, conferences, and days are marked to raise awareness for these illnesses. Moreover, you can find ample reading material online and offline to understand the dynamics of addiction, how it can be treated, and ways to prevent its relapse.
Another thing that holds people back from seeking help is the cost of the treatment. Due to the complex processes, extensive facilities, and expensive medicines affect the pricing. Luckily, there are an array of coverage and financing opportunities available to help cover certain rehab costs. Here we find out the top 6 ways you can pay for rehabilitation without medical health insurance:
What Affects the Cost of Rehab?
You can start by mapping out the financial aspect of your alcohol and drug addiction treatment plan beforehand. There are many factors you need to consider to determine how much a drug rehab facility will cost.
Rehab programs listed as ‘luxury plans’ or ‘executive plans’ boost the likelihood of being way too expensive for most people except those with a hefty paycheck. Standard inpatient and outpatient rehab is one of the most affordable addiction treatment plans without seeking assistance from insurance companies.
Ways to Pay for Drug Rehab without Insurance?
Let’s take a closer look at the top ways you can pay for drug rehab without seeking insurance plans:
a) Explore Financing Options
A great way to enroll in a rehab treatment plan if you lack adequate funds is by contacting the rehabilitation center you’re interested in. Once they pick up, you can ask staff members about their financing plans.
One of the pros of financing is that the first payment typically comes after the treatment plan finishes. Some rehab centers even offer patients a six-month grace period to seek a job, settle, and earn an adequate amount before payments are due.
If the rehab facility you like lacks financing plans, they may boast other options to assist you in paying drug rehab costs. Keep your primary focus on connecting with the perfect treatment plan and allow the facility to help you find the best financing plan.
b) Apply for Credit
One more great way to pay for the ideal rehab plan is by taking out healthcare loans and special health care dedicated credit cards.
These are excellent since they don’t allow you to spend the provided money on anything except drug rehab treatment costs. It helps reduce the risk of you spending funds on something unhelpful, a whole lot less.
c) Borrow Money from Loved Ones
Before turning to any platform or financing options, you should consider asking your family members for a loan. Ensure they know it is a repayable loan that you will return upon completion of treatment and settlement.
If you’re always tight on budget, it’s best to avoid requesting money from someone you owe. In contrast, if you’re suffering from a roadblock and you don’t typically borrow money, take the opportunity to request a loan.
A good idea is to explain that this is an investment for your future. Once you achieve long-term recovery, you’ll be able to unlock your hidden potential. Consider buying a special gift for your loved one before returning money as a way to say thank you, as long as you can afford it.
d) Applying for Grants and Scholarships
Substance Abuse and Mental Health Services Administration (SAMHSA) offers individuals grants if they lack the necessary funds but need to enroll in a treatment plan right away. You can check out the SAMHSA website to find out the requirements for receiving grants. You may connect with the rehab facility to check whether they’re offering gifts at the time being.
While scoring grants for addiction treatment is an exhaustive process, it’s an excellent way to get into rehab treatment plans for free. At the same time, you can reach out to local rehab centers around your home to question whether they provide scholarships and grants to offer coverage for rehab.
e) Tap into Savings
It may break your heart to take out your life savings for something you didn’t intend it for. But if you fail to make this investment now, you might end up making potentially worse financial decisions in the near future. Trust us; your future self will be proud of you for using this money on rehab.
f) Raise Funds
There are specific ways you can raise funds to pay for drug rehab. One excellent way of doing this is by selling some of your belongings or kick-starting an online fund on online platforms.
People suffering from substance use should instantly seek professional help. While it may be scary initially, you should keep in mind that rehab is a positive and rewarding experience in the long run. Facing your fears can be challenging; however, you mustn’t let your fears stop you from seeking the help you need. With the ideal treatment plan, you can become the best you and achieve your dreams.
Moreover, you can find several alternatives to make treatment more affordable and accessible for a commoner. But the journey doesn’t end with the initial treatment; you require multiple follow-up treatments to prevent the chances of relapse.
Therefore, most drug rehabs host follow-up programs to help patients navigate their day-to-day lives. These aftercare programs typically include classes for the patients, additional counseling, and meetings. At the same time, the patient may decide to live within a sober living facility with other people recovering from addiction. Most patients conduct therapy sessions regularly to keep them accountable.