Finding the right addiction treatment can often feel like an overwhelming financial burden, but you do not need to navigate the process alone. Many professional alcohol and drug rehab centers work with at least one insurance provider or third-party health care administrator to ensure you or a loved one receive addiction treatment and mental health services without breaking the bank. Members of United Medical Resources, or UMR, can find relief knowing many outpatient and inpatient addiction treatment facilities take this type of coverage.

If you are considering drug or alcohol rehab and are a member of UMR, our rehab advisors are available online or by phone 24 hours per day, 7 days a week, to help you navigate your coverage. Our free services exist to help individuals fully understand their plan’s benefits to ease the financial burden of addiction treatment. Keep reading to learn more about alcohol rehab covered by UMR.

Does United Medical Resources (UMR) Cover Drug and Alcohol Rehab?

Yes. However, UMR does not cover drug and alcohol rehab services directly. Instead, they work with other healthcare providers and treatment centers to ensure individuals receive the alcohol and drug treatment they need. There are over 3,000 healthcare providers within the UMR third-party network, working to offer mental health opportunities services, including:

  • Rehabilitation for Drug and Alcohol Abuse
  • Drug and Alcohol Detox
  • Inpatient Rehab
  • Outpatient Rehab
  • Behavioral Therapy
  • Prescription Medications

In addition, UMR generally covers most types of addictions, including:

With UMR, you will be connected to the help you need with little to no money out-of-pocket. When you are ready to commit to a rehab center for drug abuse or mental health services using your UMR insurance coverage, we recommend reaching out to our free helpline as a starting point to understand the benefits of your UMR coverage, how their resources can help you receive support for substance abuse treatment, and what treatment facilities may be a good option for you based on your unique needs and insurance policy.

Is UMR a Health Insurance Company?

While some might refer to UMR as UMR health insurance, it is technically not a health insurance company/health insurance provider but instead is a third-party administrator.

How United Medical Resources Can Help You With Drug Addiction Rehab Treatment

United Medical Resources is the country’s largest third-party administrator of health care plans, providing organizational and management services for self-funded companies, coalitions of employers, and state governments.

UMR is a part of the United Healthcare family, helping members to get the coverage needed for substance abuse treatment. Regardless of the severity of your addiction, underlying health conditions, and your current financial state, you can get the help you need from UMR by connecting you with an in-network provider for financial assistance at select rehab centers.

Does UMR Cover Out-Of-Network Rehab Treatment?

To determine if UMR would cover costs for an out-of-network rehab facility, contact our rehab advisors. We are here to help you maximize your plan’s benefits and minimize your out-of-cost expenses.

Inpatient Treatment Coverage with UMR

The exact type of inpatient treatment coverage that might be provided through UMR will depend on your specific plan and insurance provider. However, UMR does negotiate inpatient rates with a large network of insurance providers for treatment at rehab facilities.

Commonly covered inpatient services by UMR include:

  • Screenings and Assessments
  • Psychiatric Evaluations
  • Detoxification
  • Inpatient Rehab Stay
  • Individual Therapies
  • Medical Examination and Treatment
  • Aftercare Services

To determine your UMR benefits coverage and out-of-pocket costs, contact our rehab advisors. We are here to help you maximize your plan’s benefits and minimize your out-of-cost expenses.

Outpatient Rehab Coverage with UMR

Similar to inpatient coverage, UMR works with a large network of insurance providers to offer lower rates for outpatient rehab facilities.

Commonly covered outpatient treatment services by UMR include:

  • Partial Hospitalization (PHP)
  • Intensive Outpatient (IOP)
  • Individual Therapies
  • Group Therapies
  • Psychiatric Evaluations and Management
  • Screenings and Assessments
  • Medical Examinations and Treatment
  • Aftercare Services

To determine your outpatient treatment coverage and expected out-of-pocket expenses, contact our rehab advisors. We are here to help you maximize your plan’s benefits and minimize your out-of-cost expenses.