Drug and alcohol abuse is a growing problem throughout the nation. Men and women of all walks of life are affected by this destructive disease known as addiction. Many will suffer through their addiction afraid to ask for help and start the healing process, unsure if they could even afford treatment. Members of Blue Cross Blue Shield Massachusetts can find comfort in knowing they are covered for mental health and substance abuse treatment, making it possible for them to beat this disease and start living a clean and sober life.
Mental Health and Substance Abuse Treatment Services With BCBS of Massachusetts
Blue Cross Blue Shield of Massachusetts, Access Blue Plans, do cover mental health and substance abuse treatment services. Access Blue plans combine all the benefits of a traditional plan with additional flexibility. This treatment plan makes it possible for you to get the treatment you need without refferals.To get the specifics of your plan, check your subscriber certificate or visitMember Central on BCBS of Massachuesettes website.
Depending on the plan you choose, you may be required to pay some cost out of pocket before your insurance covers at 100 percent. You may have a deductible to pay before your insurance will pick up any of the costs for your treatment, this can be between $500 and $2,000. You may be required to make a copayment for certain treatment services or prescription medications. You may be required to pay a percentage of the cost of your treatment if your plan has co-insurance.
A Network of Specialist
Your Blue Cross Blue Shield of Massachusetts plan allows you to get care from in-network specialists without referrals from your PCP. With a large network of specialist you will be able to connect with one to meet your personal treatment needs at little to no cost to you.